Home Improvement Financing to Fit Your Needs

The GreenSky® Loan Program is designed with one goal in mind… helping you create the home of your dreams. Whether you’re looking for a deferred interest promotion or a simple, budget-friendly monthly payment, GreenSky® makes financing your next home improvement project easy and stress-free.

Why Choose GreenSky®?

Credit limits up to $55,000
Fast approvals with a quick, paperless application
Fixed APR for the life of your loan
No prepayment penalties — ever
Affordable, predictable monthly payments
Multiple ways to pay, including online, by phone, or auto-draft
Friendly, dedicated customer service

How To Apply

Getting started is simple. When you’re ready to apply, you’ll need your GreenSky® Merchant ID. Contact our main showroom at 719-634-8897 to learn more about available plans and find the right fit for your project.

You can also apply directly at greensky.com/consumer or by calling 866-936-0602.

Frequently Asked Questions

Have questions about financing your next project?

We’ve got answers. Below are some of the most common questions homeowners ask about the GreenSky® Loan Program… so you can feel confident and informed before you get started.

Why should I finance my project when I can pay cash or use a credit card?

Financing a project with a GreenSky® loan allows you to conserve both your money and your equity, and typically offers a lower interest rate than a credit card. GreenSky has many promotional offerings with deferred interest benefits, but without your having to pay out of pocket all at once .

What type of credit is available?

GreenSky loans are unsecured loans with fixed interest rates. Unlike a revolving credit card, your non-promotional monthly payment amount is always the same.

Where can I use my loan?

Use your GreenSky Account Number to pay for services and products offered by the contractor with whom you apply.

How do I make a payment?

It’s simple – pay online or by phone, or schedule automatic payments to be drafted from your bank account. The choice is yours. And there is never a penalty for paying off your loan early. Apply today at www.greensky.com/consumer or call 866-936-0602.

How do I pay my contractor?

Once approved, you will be provided a loan agreement and issued a 16-digit account number and expiration date. When you want to pay, just provide these numbers to your contractor to process the purchase as if it were a credit card.

How long do I have to use my loan?

Once approved, you have four months to make your purchases.

When is my first payment due?

Depends on your plan. Many deferred interest plans don’t require a payment during the promotional period. The first payment on a budget-minded plan is typically due approximately 30 days after the first purchase.

When does the Deferred Interest plan promotion window begin?

At the time of your first transaction.